How To Fix FZ020 - No bank has been chosen; use different payment method

FZ020 - Overview

• Message type: E = Error

• Message class: FZ - Payment Transactions

• Message number: 020

• Message text: No bank has been chosen; use different payment method

What causes this issue?

You have not chosen any of the bank details offered.

System Response

The payment method entered is rejected.

How to fix this error?

Choose another payment method or decide on one of the
customer's/vendor's bank details.

Error message extract from SAP system. Copyright SAP SE.

FZ020 - Details

• The SAP error message FZ020: "No bank has been chosen; use different payment method" typically occurs in the context of payment processing within the SAP system, particularly when dealing with payment runs or payment transactions. This error indicates that the system cannot find a valid bank account associated with the payment method you are trying to use.
  Causes:
  
  Missing Bank Details: The vendor or customer master record does not have any bank details maintained.
  Incorrect Payment Method: The payment method selected does not have a corresponding bank account assigned.
  Bank Account Not Active: The bank account associated with the payment method may be inactive or not properly configured.
  
  Configuration Issues: The payment method may not be correctly configured in the payment program settings.
  Company Code Issues: The bank account may not be assigned to the correct company code.
  
  Solutions:
  
  
  Check Vendor/Customer Master Data:
  
  Go to the vendor or customer master record and ensure that the bank details are correctly