How To Fix 67196 - The loan is not yet disbursed

SAP Error Message - Details

• Message type: E = Error

• Message class: 67 - Loans Messages - Financial Assets Management

• Message number: 196

• Message text: The loan is not yet disbursed

What causes this issue?

The loan is not yet disbursed.

How to fix this error?

Check if you really want to roll over the loan.

Error message extract from SAP system. Copyright SAP SE.

Smart SAP Assistant

• What is the cause and solution for SAP error message 67196 - The loan is not yet disbursed ?

  The SAP error message 67196, "The loan is not yet disbursed," typically occurs in the context of financial transactions involving loans in SAP systems, particularly in modules related to Financial Services (FS) or Banking. This error indicates that an attempt is being made to perform an operation (such as a payment or a transaction) on a loan that has not yet been disbursed.
  Cause:
  
  Loan Status: The primary cause of this error is that the loan in question has not been officially disbursed. This means that the loan amount has not been transferred to the borrower’s account.
  Incorrect Transaction: The user may be trying to execute a transaction that requires the loan to be in a disbursed state, such as making a payment or processing a transaction related to the loan.
  Configuration Issues: There may be configuration settings in the SAP system that are not aligned with the loan processing workflow, leading to this error.
  
  Solution:
  
  Check Loan Status: Verify the status of the loan in the system. Ensure that the loan has been properly disbursed. You can do this by checking the loan management module or relevant transaction codes.
  Disburse the Loan: If the loan is indeed not disbursed, you will need to initiate the disbursement process. This typically involves entering the necessary details and confirming the disbursement in the system.
  Review Transaction: Ensure that the transaction you are trying to perform is appropriate for the current status of the loan. If the loan is not disbursed, you may need to wait until it is disbursed before proceeding with the transaction.
  Consult Documentation: Refer to the SAP documentation or user manuals related to loan processing for specific steps on how to disburse a loan or handle related transactions.
  Contact Support: If you are unable to resolve the issue, consider reaching out to your SAP support team or consulting with a functional consultant who specializes in the financial services module.
  
  Related Information:
  
  Transaction Codes: Familiarize yourself with relevant transaction codes in SAP for loan management, such as those for loan creation, disbursement, and status checks.
  User Roles and Permissions: Ensure that you have the necessary permissions to perform loan disbursement and related transactions.
  System Configuration: Review the configuration settings in the SAP system related to loan processing to ensure they are set up correctly.
  Training and Documentation: Consider training sessions or reviewing documentation on loan management processes within SAP to better understand the workflow and avoid similar issues in the future.
  
  By following these steps, you should be able to address the error message 67196 effectively.