What is 'available amount' in SAP IS-B-BCA - Bank Customer Accounts?

available amount - Overview

• Component: IS-B-BCA

• Component Name: Bank Customer Accounts

• Description: The amount that is freely available to an authorized drawer of an account. The system calculates the available amount as follows: + Account Balance - Subject to Final Payment Balance only if balance is positive + Total Limit Amount + Prenote Amount of type "Credit" - Prenote Amount of type "Debit" - Hold Amount of type "Permanent Hold 01" + Hold Amount of type "Permanent Hold Exception 02" ________________________________________________________________________ = Available Amount

available amount - Details

• 
  Key Concepts: 
  Available amount is a term used in the IS-B-BCA Bank Customer Accounts component of SAP. It is the total amount of money that is available for a customer to use in their account. This amount is calculated by subtracting any outstanding payments or liabilities from the total balance of the account. 
  
  How to use it: 
  The available amount can be found in the customer's account overview. It is displayed as a separate line item and can be used to determine how much money is available for the customer to use. 
  
  Tips & Tricks: 
  It is important to keep track of the available amount in order to ensure that customers are not overspending or going into debt. Additionally, it can be helpful to set up notifications when the available amount reaches a certain threshold. 
  
  Related Information: 
  The available amount is related to other terms such as balance, outstanding payments, and liabilities. It is important to understand how these terms interact with each other in order to accurately calculate the available amount for a customer's account.