What is 'default layer' in SAP FS-BA-PM-CR - Credit Risk?

default layer - Overview

• Component: FS-BA-PM-CR

• Component Name: Credit Risk

• Description: A collection of default data that can contain either real data or scenario data.

default layer - Details

• 
  Key Concepts: 
  Default Layer is a component of the Credit Risk Management (CRM) module in SAP Financial Services (FS-BA-PM-CR). It is used to define the default risk parameters for a customer or a portfolio of customers. The default layer helps to identify and manage potential credit risks by providing an overview of the customer’s creditworthiness. 
  
  How to use it: 
  The Default Layer can be used to set up default risk parameters for a customer or a portfolio of customers. This includes setting up the default risk limit, the default risk rating, and the default risk exposure. The Default Layer also allows users to set up additional parameters such as the customer’s credit history, payment history, and other financial information. 
  
  Tips & Tricks: 
  When setting up the Default Layer, it is important to ensure that all of the parameters are accurate and up-to-date. This will help to ensure that the customer’s creditworthiness is accurately assessed and managed. Additionally, it is important to regularly review and update the Default Layer in order to ensure that it remains accurate and up-to-date. 
  
  Related Information: 
  For more information on the Default Layer in SAP Financial Services (FS-BA-PM-CR), please refer to the SAP Help Portal or contact your local SAP representative.