How To Fix IDFI_QRIBAN105 - Creditor reference can be used with IBAN, not with QR-IBAN

SAP Error Message - Details

• Message type: E = Error

• Message class: IDFI_QRIBAN - FI: Message class for QR Bill vendor invoicing

• Message number: 105

• Message text: Creditor reference can be used with IBAN, not with QR-IBAN

What causes this issue?

You have tried to use a QR-IBAN with the reference type <zk>Creditor
Reference</>.

System Response

The system issues an error message and will not allow you to continue with this transaction until the error is resolved.

How to fix this error?

In the <DS:SIMG.V_SWISS_QR_REF>Define Control Data for QR-Bill</>
Customizing activity, choose one of the following options:
You enter a QR-IBAN and you set the <zk>QR Reference</> as the reference
type in the <zk>Ref Type</> column.
You enter a standard IBAN and you set the <zk>Creditor Reference</> as
the reference type in the <zk>Ref Type</> column.

Procedure for System Administrators

Error message extract from SAP system. Copyright SAP SE.

Smart SAP Assistant

• What is the cause and solution for SAP error message IDFI_QRIBAN105 - Creditor reference can be used with IBAN, not with QR-IBAN ?

  The SAP error message IDFI_QRIBAN105 indicates that there is an issue with the use of a creditor reference in conjunction with a QR-IBAN (Quick Response IBAN). This error typically arises in the context of payment processing, particularly in Switzerland, where QR-IBANs are used for payment transactions.
  Cause:
  The error occurs because the creditor reference (often referred to as a "reference number" or "payment reference") is not compatible with QR-IBANs. QR-IBANs are designed to be used with specific payment formats that do not support the inclusion of a creditor reference. In contrast, traditional IBANs can accommodate creditor references.
  Solution:
  To resolve this error, you can take the following steps:
  
  
  Check Payment Format: Ensure that you are using the correct payment format that is compatible with QR-IBANs. QR-IBANs typically require a specific format for payment processing, which may not include a creditor reference.
  
  
  Remove Creditor Reference: If you are processing a payment using a QR-IBAN, remove any creditor reference from the payment details. This should allow the transaction to proceed without triggering the error.
  
  
  Use Traditional IBAN: If a creditor reference is necessary for your transaction, consider using a traditional IBAN instead of a QR-IBAN, as traditional IBANs can accommodate creditor references.
  
  
  Consult Documentation: Review SAP documentation or guidelines related to payment processing with QR-IBANs to ensure compliance with the required formats and rules.
  
  
  Contact Support: If you continue to experience issues, consider reaching out to your SAP support team or consulting with a financial expert familiar with SAP payment processing.
  
  
  Related Information:
  
  QR-IBAN: A QR-IBAN is a specific type of IBAN used in Switzerland that is designed for easy processing of payments, especially in conjunction with QR codes.
  Creditor Reference: This is a reference number that helps identify the purpose of a payment and is often used in invoices and payment requests.
  Payment Processing in SAP: Familiarize yourself with the payment processing modules in SAP, such as FI (Financial Accounting) and how they handle different types of bank accounts and payment formats.
  
  By following these steps, you should be able to resolve the IDFI_QRIBAN105 error and successfully process your payments.