How To Fix FVD_REPAY193 - The net payoff amount has been adjusted to the maximum net payoff amount

SAP Error Message - Details

• Message type: E = Error

• Message class: FVD_REPAY - Messages for Payoff

• Message number: 193

• Message text: The net payoff amount has been adjusted to the maximum net payoff amount

What causes this issue?

The payoff amount has exceeded the net payoff amount.

The system issues an error message and will not allow you to continue with this transaction until the error is resolved.

System Response

The system has adjusted the payoff amount to the maximum net payoff
amount automatically.

How to fix this error?

Procedure for System Administrators

Error message extract from SAP system. Copyright SAP SE.

Smart SAP Assistant

• What is the cause and solution for SAP error message FVD_REPAY193 - The net payoff amount has been adjusted to the maximum net payoff amount ?

  The SAP error message FVD_REPAY193 indicates that the net payoff amount for a loan or financial transaction has been adjusted to the maximum allowable limit. This typically occurs in the context of loan repayments or financial settlements where the system has certain constraints or rules regarding the maximum amount that can be paid off at one time.
  Cause:
  
  Maximum Payoff Limit: The system has a predefined maximum net payoff amount that cannot be exceeded. This limit could be set based on business rules, regulatory requirements, or internal policies.
  Configuration Settings: The configuration settings in the SAP system may define the maximum allowable payoff amount for specific loan types or financial products.
  Transaction Type: The type of transaction being processed may have specific limits associated with it, which could lead to this error if the requested payoff amount exceeds those limits.
  
  Solution:
  
  Review the Payoff Amount: Check the amount you are trying to process. Ensure that it does not exceed the maximum allowable limit set in the system.
  Adjust the Payment: If the amount exceeds the limit, consider adjusting the payment to comply with the maximum allowable amount.
  Check Configuration Settings: If you believe the limit should be higher, consult with your SAP administrator or financial team to review the configuration settings related to loan repayments and maximum payoff amounts.
  Consult Documentation: Refer to the SAP documentation or help files related to financial transactions to understand the specific rules and limits that apply to your situation.
  Contact Support: If you are unable to resolve the issue, consider reaching out to SAP support or your internal IT team for further assistance.
  
  Related Information:
  
  Transaction Codes: Familiarize yourself with relevant transaction codes in SAP that pertain to loan management and repayments, such as FVD1 (Create Loan) or FVD2 (Change Loan).
  User Roles and Permissions: Ensure that you have the appropriate permissions to process loan repayments and that your user role is configured correctly.
  Business Processes: Understand the business processes related to loan management in your organization, as these may influence the limits and configurations in the SAP system.
  
  By following these steps, you should be able to address the error message and proceed with the necessary financial transactions.