How To Fix FTVV_MESSAGES196 - The loan is not yet disbursed

SAP Error Message - Details

• Message type: E = Error

• Message class: FTVV_MESSAGES - Reporting Financial Assets Management

• Message number: 196

• Message text: The loan is not yet disbursed

What causes this issue?

The loan has not been disbursed yet.

System Response

The system issues an error message and will not allow you to continue with this transaction until the error is resolved.

How to fix this error?

Check whether you really want to rollover the loan.

Error message extract from SAP system. Copyright SAP SE.

Smart SAP Assistant

• What is the cause and solution for SAP error message FTVV_MESSAGES196 - The loan is not yet disbursed ?

  The SAP error message FTVV_MESSAGES196 ("The loan is not yet disbursed") typically occurs in the context of financial transactions related to loans in the SAP system, particularly in modules like SAP Financial Services (FS) or SAP Banking.
  Cause:
  This error message indicates that an attempt is being made to perform an operation (such as processing a payment, creating a journal entry, or executing a transaction) on a loan that has not yet been disbursed. In other words, the loan agreement exists, but the actual funds have not been released to the borrower.
  Solution:
  To resolve this error, you can take the following steps:
  
  
  Check Loan Status: Verify the status of the loan in the system. Ensure that the loan has been properly set up and that all necessary pre-disbursement conditions have been met.
  
  
  Disburse the Loan: If the loan is indeed not disbursed, you will need to initiate the disbursement process. This typically involves:
  
  Navigating to the loan management module.
  Selecting the loan in question.
  Executing the disbursement transaction to release the funds.
  
  
  
  Review Configuration: If you believe the loan should be disbursed but the system is not allowing it, check the configuration settings related to loan disbursement in your SAP system. Ensure that all necessary parameters and conditions are correctly set.
  
  
  Consult Documentation: Refer to the SAP documentation or user manuals specific to your version of SAP for detailed steps on loan disbursement processes.
  
  
  Contact Support: If the issue persists after checking the above points, consider reaching out to your SAP support team or consulting with an SAP expert who can provide further assistance.
  
  
  Related Information:
  
  
  Transaction Codes: Familiarize yourself with relevant transaction codes in SAP for loan management, such as:
  
  FTR_CREATE: Create a loan.
  FTR_DISBURSE: Disburse a loan.
  FTR_EDIT: Edit loan details.
  
  
  
  User Roles and Authorizations: Ensure that the user attempting to disburse the loan has the necessary authorizations to perform this action.
  
  
  SAP Notes: Check for any SAP Notes related to this error message, as they may provide additional insights or patches that could resolve the issue.
  
  
  Training and Documentation: Consider training sessions or workshops on SAP loan management processes to better understand how to handle such situations in the future.
  
  
  By following these steps, you should be able to address the error message and proceed with the necessary loan transactions in SAP.