How To Fix EPS046 - Payment scheme cannot be activated (customer-specific)

EPS046 - Overview

• Message type: E = Error

• Message class: EPS - Payment Scheme

• Message number: 046

• Message text: Payment scheme cannot be activated (customer-specific)

What causes this issue?

You tried to activate payment scheme &V1&. However, this is not possible
because the incoming payment method has not been defined in contract
account &V2& for the direct debit payer.

System Response

The system issues an error message and will not allow you to continue with this transaction until the error is resolved.

INCLUDE ISU_VERARB OBJECT DOKU ID TX

How to fix this error?

Change the incoming payment method in contract account &V2& and activate
the payment scheme.

Procedure for System Administrators

Error message extract from SAP system. Copyright SAP SE.

EPS046 - Details

• The SAP error message EPS046, which states "Payment scheme cannot be activated (customer-specific)," typically occurs when there are issues related to the configuration of payment schemes in the SAP system. This error is often encountered in the context of financial transactions, particularly in accounts payable or receivable modules.
  
  Cause:
  
  
  Configuration Issues: The payment scheme may not be properly configured in the system. This could include missing or incorrect settings in the payment method, house bank, or payment terms.
  Customer-Specific Settings: The error indicates that the issue is customer-specific, meaning that there may be custom configurations or enhancements that are causing the payment scheme to be inactive or improperly set up.
  Missing Master Data: Required master data for the payment scheme, such as vendor or customer information, may be incomplete or missing.
  Authorization Issues: The user may not have the necessary authorizations to activate or use the payment scheme.
  Dependencies on Other Settings: The payment scheme may