How To Fix EPS046 - Payment scheme cannot be activated (customer-specific)

SAP Error Message - Details

• Message type: E = Error

• Message class: EPS - Payment Scheme

• Message number: 046

• Message text: Payment scheme cannot be activated (customer-specific)

What causes this issue?

You tried to activate payment scheme &V1&. However, this is not possible
because the incoming payment method has not been defined in contract
account &V2& for the direct debit payer.

System Response

The system issues an error message and will not allow you to continue with this transaction until the error is resolved.

INCLUDE ISU_VERARB OBJECT DOKU ID TX

How to fix this error?

Change the incoming payment method in contract account &V2& and activate
the payment scheme.

Procedure for System Administrators

Error message extract from SAP system. Copyright SAP SE.

Smart SAP Assistant

• What is the cause and solution for SAP error message EPS046 - Payment scheme cannot be activated (customer-specific) ?

  The SAP error message EPS046, which states "Payment scheme cannot be activated (customer-specific)," typically occurs when there are issues related to the configuration of payment schemes in the SAP system. This error is often encountered in the context of financial transactions, particularly in accounts payable or receivable modules.
  Cause:
  
  Configuration Issues: The payment scheme may not be properly configured in the system. This could include missing or incorrect settings in the payment method, house bank, or payment terms.
  Customer-Specific Settings: The error indicates that the issue is customer-specific, meaning that there may be custom configurations or enhancements that are causing the payment scheme to be inactive or improperly set up.
  Missing Master Data: Required master data for the payment scheme, such as vendor or customer information, may be incomplete or missing.
  Authorization Issues: The user may not have the necessary authorizations to activate or use the payment scheme.
  Dependencies on Other Settings: The payment scheme may depend on other settings or configurations that are not met, such as specific country settings or regulatory requirements.
  
  Solution:
  
  Check Configuration: Review the configuration of the payment scheme in the SAP system. Ensure that all necessary settings are correctly defined. This includes:
  
  Payment method configuration
  House bank settings
  Payment terms
  
  
  Review Customizations: If there are any customer-specific enhancements or modifications, review them to ensure they are not causing the issue. You may need to consult with your SAP development team if custom code is involved.
  Verify Master Data: Ensure that all relevant master data (vendors, customers, etc.) is complete and correctly set up. Check for any missing information that could prevent the payment scheme from being activated.
  Check Authorizations: Ensure that the user attempting to activate the payment scheme has the necessary authorizations. You may need to work with your SAP security team to verify this.
  Consult Documentation: Refer to SAP documentation or notes related to the specific payment scheme you are trying to activate. There may be specific requirements or known issues documented by SAP.
  Testing: After making any changes, test the payment scheme activation in a development or quality assurance environment before applying changes to the production system.
  
  Related Information:
  
  SAP Notes: Check SAP Notes for any known issues or patches related to the EPS046 error. SAP frequently updates its knowledge base with solutions for common problems.
  Transaction Codes: Familiarize yourself with relevant transaction codes such as:
  
  OBPM1: For configuring payment methods.
  OBVCU: For configuring payment schemes.
  
  
  SAP Community: Engage with the SAP Community forums to see if other users have encountered similar issues and what solutions they have found.
  Support: If the issue persists after troubleshooting, consider reaching out to SAP support for assistance.
  
  By following these steps, you should be able to identify the cause of the EPS046 error and implement a solution to activate the payment scheme successfully.