How To Fix EK120 - Only payments on account and down payments allowed for credit processing

SAP Error Message - Details

• Message type: E = Error

• Message class: EK - IS-U Accounts Receivable and Payable

• Message number: 120

• Message text: Only payments on account and down payments allowed for credit processing

Self-Explanatory Message

Since SAP believes that this specific error message is 'self-explanatory,' no more information has been given.The majority of messages in the SAP system have a message text, however this is frequently insufficient to comprehend or resolve the problem.

To make things easier, more detailed information is frequently added to describe the issue, how to fix it, and the necessary steps or configuration modifications.

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Smart SAP Assistant

• What is the cause and solution for SAP error message EK120 - Only payments on account and down payments allowed for credit processing ?

  The SAP error message EK120 ("Only payments on account and down payments allowed for credit processing") typically occurs in the context of financial transactions, particularly when dealing with credit processing in SAP. This error indicates that the system is configured to only allow certain types of payments (specifically payments on account and down payments) for credit processing, and the transaction you are attempting to execute does not meet these criteria.
  Cause:
  
  Payment Type: The transaction you are trying to process may involve a payment type that is not allowed for credit processing. For example, standard invoice payments may not be permitted if the system is set to only accept down payments or payments on account.
  Configuration Settings: The configuration settings in the SAP system may restrict the types of payments that can be processed under credit management.
  Credit Management Settings: The credit management settings in the system may be configured to only allow certain payment types for credit transactions.
  
  Solution:
  
  Check Payment Type: Review the payment type you are trying to use. Ensure that it is either a payment on account or a down payment, as these are the only types allowed for credit processing according to the error message.
  Review Configuration: If you have access to the configuration settings, check the credit management settings in the SAP system. You may need to consult with your SAP administrator or a functional consultant to adjust these settings if necessary.
  Use Allowed Payment Methods: If the transaction requires a different payment method, consider using one of the allowed payment methods (payments on account or down payments) to complete the transaction.
  Consult Documentation: Refer to SAP documentation or help resources for more detailed information on credit processing and payment types. This can provide insights into how to configure the system to meet your business needs.
  
  Related Information:
  
  SAP Notes: Check for any relevant SAP Notes that may address this specific error message or provide guidance on configuration settings.
  Transaction Codes: Familiarize yourself with transaction codes related to credit management (e.g., FD32 for customer credit management) to review and adjust settings as needed.
  User Roles and Authorizations: Ensure that the user executing the transaction has the necessary roles and authorizations to perform credit processing.
  
  If the issue persists after following these steps, it may be beneficial to engage with SAP support or a qualified SAP consultant for further assistance.