How To Fix BFIBL02301 - Bank chain contains too many intermediary banks

SAP Error Message - Details

• Message type: E = Error

• Message class: BFIBL02 - Payment Medium: Messages

• Message number: 301

• Message text: Bank chain contains too many intermediary banks

What causes this issue?

The bank chain of the payment document (application component &V1&,
document number &V2&) contains more intermediary banks than is
permitted for payment medium format &V3&.

System Response

The bank chain information in the payment medium contains errors.

How to fix this error?

Check Customizing for bank chains, the payment medium format &V3&, and
the payment method used.

Error message extract from SAP system. Copyright SAP SE.

Smart SAP Assistant

• What is the cause and solution for SAP error message BFIBL02301 - Bank chain contains too many intermediary banks ?

  The SAP error message BFIBL02301 indicates that the bank chain for a payment transaction contains too many intermediary banks. This typically occurs when a payment is being processed through multiple banks, and the system has a limit on the number of intermediary banks that can be included in a single transaction.
  Cause:
  
  Excessive Intermediary Banks: The payment transaction involves more intermediary banks than the system allows. This can happen if the payment is routed through several banks before reaching the final beneficiary.
  Configuration Limits: The system may have a predefined limit on the number of intermediary banks that can be used in a payment chain, which is often set for performance or compliance reasons.
  
  Solution:
  
  Review Payment Chain: Check the payment chain for the transaction in question. Identify the intermediary banks involved and see if any can be removed or consolidated.
  Adjust Payment Method: If possible, consider using a different payment method that may not require as many intermediary banks.
  Configuration Changes: If you have the necessary permissions, you can adjust the configuration settings in SAP to allow for more intermediary banks. This typically involves:
  
  Accessing the relevant configuration settings in the SAP system (usually found in the Financial Accounting (FI) module).
  Modifying the limits for intermediary banks if your organization’s policies allow for it.
  
  
  Consult with Bank: If the payment is being processed through a specific bank, consult with them to see if they can streamline the payment process or provide guidance on how to reduce the number of intermediary banks.
  SAP Notes and Support: Check for any relevant SAP Notes that may address this issue or provide additional guidance. If the problem persists, consider reaching out to SAP support for assistance.
  
  Related Information:
  
  Payment Processing: Understanding how payments are processed in SAP, including the roles of different banks in the payment chain, can help in troubleshooting this error.
  Bank Master Data: Ensure that the bank master data is correctly maintained in the system, as incorrect or outdated information can lead to issues in payment processing.
  Transaction Codes: Familiarize yourself with relevant transaction codes in SAP for managing bank details and payment processing, such as:
  
  FBZP: Payment Program Configuration
  FI01: Create Bank Master Record
  FI02: Change Bank Master Record
  FI03: Display Bank Master Record
  
  
  
  By following these steps, you should be able to resolve the BFIBL02301 error and successfully process your payment transactions.