What is product category in Credit Exposure in SAP FS-BA-PM-CR - Credit Risk?

SAP Term: product category in Credit Exposure

• Component: FS-BA-PM-CR

• Component Name: Credit Risk

• Description: A more precise definition of the product category, which is used in Credit Exposure. Examples: Financial collateral Guarantee Exposure Facility

Smart SAP Assistant

• Key Concepts: 
  Product category in Credit Exposure Component is a feature of the SAP FS-BA-PM-CR Credit Risk Management module. It allows users to categorize their credit exposures into different product categories, such as loans, bonds, and derivatives. This categorization helps users to better manage their credit risk and make more informed decisions. 
  
  How to use it: 
  In order to use the product category in Credit Exposure Component, users must first define the different product categories they wish to use. This can be done by creating a new product category or by selecting an existing one from the list of available categories. Once the categories have been defined, users can then assign each credit exposure to one of the categories. This will allow them to better track and manage their credit risk. 
  
  Tips & Tricks: 
  When creating product categories, it is important to consider how they will be used in order to ensure that they are properly categorized and tracked. For example, if a user is tracking loan exposures, they may want to create separate categories for different types of loans such as mortgages, auto loans, and student loans. This will help them better track and manage their credit risk. 
  
  Related Information: 
  The product category in Credit Exposure Component is part of the SAP FS-BA-PM-CR Credit Risk Management module. Other features of this module include credit limit management, collateral management, and portfolio analysis. These features can help users better manage their credit risk and make more informed decisions.