What is hybrid retail pool in SAP FS-BA-PM-CR - Credit Risk?

SAP Term: hybrid retail pool

• Component: FS-BA-PM-CR

• Component Name: Credit Risk

• Description: Pool that contains only purchased retail exposures, but these exposures have different subportfolio classes that cannot be separated by their type.

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• Key Concepts: 
  Hybrid Retail Pool is a component of the Credit Risk Management module in SAP Financial Services. It is used to manage the risk associated with retail customers, such as individuals and small businesses. The Hybrid Retail Pool allows for the creation of a pool of customers with similar risk profiles, which can then be used to assess the creditworthiness of individual customers. 
  
  How to use it: 
  The Hybrid Retail Pool can be used to create a pool of customers with similar risk profiles. This pool can then be used to assess the creditworthiness of individual customers. The pool can also be used to identify potential customers who may be at higher risk of defaulting on their loans. Additionally, the Hybrid Retail Pool can be used to monitor customer behavior and identify any changes in their risk profile. 
  
  Tips & Tricks: 
  When creating a Hybrid Retail Pool, it is important to ensure that the pool contains customers with similar risk profiles. This will help ensure that the pool is able to accurately assess the creditworthiness of individual customers. Additionally, it is important to regularly monitor customer behavior and identify any changes in their risk profile. 
  
  Related Information: 
  For more information on the Hybrid Retail Pool, please refer to SAP's documentation on Credit Risk Management. Additionally, there are several online resources available that provide more detailed information on how to use this component of SAP Financial Services.