What is exposure profile in SAP FS-BA-PM-CR - Credit Risk?

SAP Term: exposure profile

• Component: FS-BA-PM-CR

• Component Name: Credit Risk

• Description: Represents the time-based exposure amounts. These amounts are influenced by payments, such as repayments.

Smart SAP Assistant

• Key Concepts: 
  Exposure profile is a feature of the Credit Risk Management component of SAP Financial Services (FS-BA-PM-CR). It is used to define the risk parameters for a customer or group of customers. This includes setting credit limits, defining payment terms, and setting up risk categories. 
  
  How to use it: 
  Exposure profile can be used to set up credit limits for customers or groups of customers. This can be done by entering the customer’s credit limit in the “Credit Limit” field. Payment terms can also be set up by entering the payment terms in the “Payment Terms” field. Risk categories can be set up by selecting the appropriate category from the “Risk Category” dropdown menu. 
  
  Tips & Tricks: 
  It is important to keep track of changes made to exposure profiles as they can have a significant impact on a customer’s credit risk. It is also important to ensure that all relevant information is entered correctly when setting up an exposure profile. 
  
  Related Information: 
  For more information on exposure profiles, please refer to the SAP Help documentation for Credit Risk Management (FS-BA-PM-CR).