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Component: FS-BA-PM-CR
Component Name: Credit Risk
Description: Building loans that are recorded across multiple accounts for internal purposes, and that can be pooled if legal conditions allow. The accounts that are to be pooled have to have the same pooling type and the same pooling group ID.
Key Concepts: Building loan pooling is a feature of the Credit Risk Management component of SAP Financial Services (FS-BA-PM-CR). It allows banks to pool their building loan portfolios and manage them as a single portfolio. This helps to reduce the risk associated with individual loans and provides better liquidity management. How to use it: The building loan pooling feature in Credit Risk Management allows banks to manage their building loan portfolios as a single portfolio. This is done by creating a pool of loans and then assigning each loan to the pool. The pool can then be managed as a single portfolio, allowing for better liquidity management and risk reduction. Tips & Tricks: When using the building loan pooling feature, it is important to ensure that all loans in the pool are of similar risk levels. This will help to reduce the overall risk associated with the portfolio and ensure that liquidity management is effective. Related Information: For more information on building loan pooling, please refer to the SAP Financial Services documentation. Additionally, there are several online resources available that provide more detailed information on this feature.