What is 'shadow account' in SAP FS-AM-CM-CA - Card?

shadow account - Overview

• Component: FS-AM-CM-CA

• Component Name: Card

• Description: The credit card account for a credit card is managed by the processor. However, some banks manage a shadow account for the credit card account of the processor. The processor periodically transmits the individual turnovers of the customer to the bank.

shadow account - Details

• 
  Key Concepts: 
  A shadow account is a type of account in the SAP FS-AM-CM-CA Card Management component. It is a virtual account that is used to store and manage cardholder data, such as credit card numbers, expiration dates, and other personal information. The shadow account is not visible to the cardholder, but it is used to facilitate transactions between the cardholder and the merchant. 
  
  How to use it: 
  The shadow account is used to store and manage cardholder data in the SAP FS-AM-CM-CA Card Management component. This data can then be used to facilitate transactions between the cardholder and the merchant. The shadow account also helps to protect the cardholder's personal information by keeping it secure and out of sight. 
  
  Tips & Tricks: 
  When using the shadow account, it is important to ensure that all cardholder data is kept secure and confidential. Additionally, it is important to regularly review and update the data stored in the shadow account to ensure that it remains up-to-date and accurate. 
  
  Related Information: 
  The SAP FS-AM-CM-CA Card Management component also includes features such as fraud detection, transaction monitoring, and customer service support. Additionally, there are a variety of third-party solutions available that can be integrated with the SAP FS-AM-CM-CA Card Management component to provide additional security and functionality.