What is direct capture in SAP FIN-FSCM-DP-DP - Digital Payments?

SAP Term: direct capture

• Component: FIN-FSCM-DP-DP

• Component Name: Digital Payments

• Description: One-step digital payment where the payment is charged directly to the payer's account also referred to as 'captured' without any prior authorization. Payments of this type are often used when goods or services are delivered immediately, such as digital downloads. In the case of two-step digital payments also known as 'capture with authorization', the payment is first authorized at the payer's account before being charged.

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• Key Concepts: 
  Direct capture is a feature of SAP Digital Payments that allows customers to make payments directly from their bank accounts. This eliminates the need for customers to manually enter their payment information, such as bank account numbers and routing numbers. Instead, customers can simply provide their bank account details once and the payment will be processed automatically.
  
  How to use it: 
  To use direct capture, customers must first register their bank account with SAP Digital Payments. Once registered, customers can select the direct capture option when making a payment. The payment will then be processed automatically using the customer’s bank account information.
  
  Tips & Tricks: 
  When using direct capture, it is important to ensure that the customer’s bank account information is up-to-date and accurate. This will help ensure that payments are processed correctly and on time. Additionally, customers should be aware that some banks may charge additional fees for using direct capture.
  
  Related Information: 
  For more information about direct capture, please refer to the SAP Digital Payments documentation or contact your SAP representative. Additionally, you can find more information about other features of SAP Digital Payments on the SAP website.