How To Fix SEPA193 - Bank &1 &2 (SWIFT code &3) does not support SEPA B2B direct debits

SAP Error Message - Details

• Message type: E = Error

• Message class: SEPA - SEPA Mandate: Messages

• Message number: 193

• Message text: Bank &1 &2 (SWIFT code &3) does not support SEPA B2B direct debits

What causes this issue?

The bank does not support the SEPA B2B Direct Debit procedure. The
master record of the bank indicates this. Entering B2B mandates,
therefore, does not make sense.
INCLUDE 'CUSTOMIZED_MESSAGE_INFO' OBJECT DOKU ID TX

How to fix this error?

The system issues an error message and will not allow you to continue with this transaction until the error is resolved.

Procedure for System Administrators

Error message extract from SAP system. Copyright SAP SE.

Smart SAP Assistant

• What is the cause and solution for SAP error message SEPA193 - Bank &1 &2 (SWIFT code &3) does not support SEPA B2B direct debits ?

  The SAP error message SEPA193 indicates that the specified bank (identified by the bank name and SWIFT code) does not support SEPA B2B (Business to Business) direct debits. This error typically arises when attempting to process a SEPA direct debit transaction using a bank that is not configured to handle this type of transaction.
  Cause:
  
  Bank Configuration: The bank associated with the specified SWIFT code may not be configured to support SEPA B2B direct debits. This could be due to the bank's policies or the specific account type.
  Incorrect SWIFT Code: The SWIFT code provided may be incorrect or not recognized by the SEPA system.
  Bank Type: The bank may only support SEPA Core direct debits and not the B2B variant, which has different requirements and is intended for business transactions.
  Master Data Issues: There may be issues with the master data for the bank or the customer, such as missing or incorrect information.
  
  Solution:
  
  Verify Bank Details: Check the SWIFT code and ensure it is correct. You can verify the SWIFT code with the bank or through official SWIFT directories.
  Check Bank Support: Contact the bank to confirm whether they support SEPA B2B direct debits. If they do not, you may need to use a different bank that does support this functionality.
  Review Configuration: Ensure that the bank details in the SAP system are correctly configured. This includes checking the bank master data and ensuring that the correct payment methods are assigned.
  Use SEPA Core Direct Debits: If the bank does not support B2B direct debits, consider using SEPA Core direct debits instead, if applicable to your business needs.
  Consult SAP Documentation: Review SAP documentation or consult with your SAP support team for any specific configurations or settings that may need to be adjusted.
  
  Related Information:
  
  SEPA Direct Debit Types: Understand the differences between SEPA Core and SEPA B2B direct debits. SEPA Core is designed for consumer transactions, while SEPA B2B is specifically for business transactions and has stricter rules.
  Bank Master Data: Ensure that the bank master data in SAP is up to date and accurately reflects the capabilities of the bank.
  SAP Notes: Check for any relevant SAP Notes that may address this error or provide additional guidance on configuring SEPA payments.
  Testing: If changes are made, conduct thorough testing to ensure that the transactions can be processed without errors.
  
  By following these steps, you should be able to resolve the SEPA193 error and successfully process your SEPA direct debit transactions.