How To Fix RTP046 - Plan number &1 in bank area &2 does not have beneficiaries.

RTP046 - Overview

• Message type: E = Error

• Message class: RTP - Message class for retirement plans (US enhancement)

• Message number: 046

• Message text: Plan number &1 in bank area &2 does not have beneficiaries.

What causes this issue?

It is strongly adviced to name at least one beneficiary in case the
accountholder dies. Doing this at an early stage might prevent
undesirable complications in the (far?) future.

System Response

The system issues an error message and will not allow you to continue with this transaction until the error is resolved.

How to fix this error?

Procedure for System Administrators

Error message extract from SAP system. Copyright SAP SE.

Smart SAP Assistant

• What is the cause and solution for SAP error message RTP046 - Plan number &1 in bank area &2 does not have beneficiaries. ?

  The SAP error message RTP046 indicates that a specific plan number in a designated bank area does not have any beneficiaries assigned to it. This error typically arises in the context of payment processing or financial transactions within the SAP system, particularly when dealing with payment plans or bank-related configurations.
  
  Cause:
  
  Missing Beneficiaries: The primary cause of this error is that the specified plan number does not have any beneficiaries defined in the system. Beneficiaries are essential for processing payments, as they represent the entities or individuals who will receive the funds.
  
  Configuration Issues: There may be a configuration issue in the bank area settings or the payment plan setup that prevents beneficiaries from being linked correctly.
  Data Entry Errors: Incorrect data entry or missing information during the setup of the payment plan or bank area can lead to this error.
  
  
  Solution:
  
  
  Check Beneficiary Assignment:
  
  Navigate to the relevant configuration or master data area in SAP where