How To Fix /PF1/MSG_RD086 - Incorrect substitution data; ref. bank key, IBAN, BIC cannot be initial

SAP Error Message - Details

• Message type: E = Error

• Message class: /PF1/MSG_RD -

• Message number: 086

• Message text: Incorrect substitution data; ref. bank key, IBAN, BIC cannot be initial

Self-Explanatory Message

Since SAP believes that this specific error message is 'self-explanatory,' no more information has been given.The majority of messages in the SAP system have a message text, however this is frequently insufficient to comprehend or resolve the problem.

To make things easier, more detailed information is frequently added to describe the issue, how to fix it, and the necessary steps or configuration modifications.

Unfortunately, there isn't any extra information in this error notice.

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Smart SAP Assistant

• What is the cause and solution for SAP error message /PF1/MSG_RD086 - Incorrect substitution data; ref. bank key, IBAN, BIC cannot be initial ?

  The SAP error message /PF1/MSG_RD086 Incorrect substitution data; ref. bank key, IBAN, BIC cannot be initial typically occurs in the context of payment processing or financial transactions within the SAP system. This error indicates that there is an issue with the substitution data related to bank details, specifically that the reference bank key, IBAN (International Bank Account Number), or BIC (Bank Identifier Code) is not properly initialized or is missing.
  Causes:
  
  Missing Data: The bank key, IBAN, or BIC fields may not be filled in the relevant master data records (e.g., vendor or customer master data).
  Incorrect Configuration: The configuration settings for payment processing may not be set up correctly, leading to missing or incorrect substitution data.
  Data Inconsistency: There may be inconsistencies in the data entered, such as incorrect formats or invalid characters in the bank details.
  User Input Error: Manual entry errors when inputting bank details can lead to this issue.
  
  Solutions:
  
  
  Check Master Data:
  
  Go