How To Fix JBD_LOAN007 - Total cash flow for transaction &1 &2 &3 contains simulated payments

SAP Error Message - Details

• Message type: E = Error

• Message class: JBD_LOAN - Messages for Loans (API and MAPI Layers)

• Message number: 007

• Message text: Total cash flow for transaction &1 &2 &3 contains simulated payments

What causes this issue?

You have yet to settle the loan, and the date of the last costing is
earlier than the CASHFLOW_TO_DATE. This could mean that the total cash
flow contains one or more simulated disbursements. As the total cash
flow is used as the basis for calculating balance information and
determining remaining capital, these simulations can cause
inconsistencies.

System Response

The system issues an error message and will not allow you to continue with this transaction until the error is resolved.

How to fix this error?

To make sure the total cash flow, residual balance, and balance
information are not generated under the influence of the simulated
disbursements, you must settle the loan.

Procedure for System Administrators

Error message extract from SAP system. Copyright SAP SE.

Smart SAP Assistant

• What is the cause and solution for SAP error message JBD_LOAN007 - Total cash flow for transaction &1 &2 &3 contains simulated payments ?

  The SAP error message JBD_LOAN007 indicates that there are simulated payments included in the total cash flow for a specific transaction. This typically occurs in the context of loan management or financial transactions where cash flows are being calculated, and it suggests that the system is trying to process transactions that have not been finalized or are in a simulated state.
  Cause:
  
  Simulated Payments: The error arises when the cash flow calculation includes payments that are marked as simulated. This means that the payments have not been posted or finalized in the system.
  Transaction Status: The transaction may be in a status that does not allow for actual cash flow calculations, such as being in a draft or simulation mode.
  Configuration Issues: There may be configuration settings in the loan management module that are not set up correctly, leading to the inclusion of simulated payments in cash flow calculations.
  
  Solution:
  
  Check Transaction Status: Verify the status of the transaction in question. Ensure that it is not in a simulated or draft state. If it is, finalize or post the transaction to remove the simulated payments from the cash flow calculation.
  Review Payment Simulation: If you are intentionally using simulated payments for testing or planning purposes, ensure that you are using the correct transaction codes or processes that allow for such simulations without affecting actual cash flow calculations.
  Adjust Configuration: If the issue persists, review the configuration settings in the loan management module. Ensure that the settings for cash flow calculations are correctly configured to exclude simulated payments.
  Consult Documentation: Refer to SAP documentation or help resources for specific guidance on handling simulated payments and cash flow calculations in your version of SAP.
  Contact Support: If you are unable to resolve the issue, consider reaching out to SAP support or your internal SAP support team for further assistance.
  
  Related Information:
  
  Transaction Codes: Familiarize yourself with relevant transaction codes in SAP for loan management and cash flow analysis.
  SAP Notes: Check for any SAP Notes related to JBD_LOAN007 for additional insights or patches that may address this issue.
  User Forums: Engage with SAP community forums or user groups where similar issues may have been discussed, and solutions shared.
  
  By following these steps, you should be able to identify the cause of the error and implement a solution to resolve it.