How To Fix FVD_REPAY189 - The payoff can only be posted after a posted disbursement

SAP Error Message - Details

• Message type: E = Error

• Message class: FVD_REPAY - Messages for Payoff

• Message number: 189

• Message text: The payoff can only be posted after a posted disbursement

What causes this issue?

A disbursement has not been posted for this contract. If you were to
post the payoff, a position outflow would be posted to the balance sheet
account in the general ledger before the position inflow is posted.

System Response

The posting is prevented.

How to fix this error?

The system issues an error message and will not allow you to continue with this transaction until the error is resolved.

Procedure for System Administrators

Error message extract from SAP system. Copyright SAP SE.

Smart SAP Assistant

• What is the cause and solution for SAP error message FVD_REPAY189 - The payoff can only be posted after a posted disbursement ?

  The SAP error message FVD_REPAY189 indicates that a payoff transaction cannot be processed because there is no corresponding posted disbursement for the loan or financial transaction in question. This error typically arises in the context of financial services or loan management within SAP, particularly in modules related to financial transactions and loan processing.
  Cause:
  
  No Disbursement Posted: The primary cause of this error is that the system cannot find a posted disbursement for the loan or financial product you are trying to process a payoff for. This means that the loan has not been disbursed or recorded in the system.
  Incorrect Loan Status: The loan may not be in a status that allows for a payoff. For example, if the loan is still in a preliminary state or has not been fully activated, the system will prevent the payoff from being processed.
  Data Entry Errors: There may be errors in the data entry, such as incorrect loan numbers or missing information that prevents the system from recognizing the disbursement.
  
  Solution:
  
  Verify Disbursement: Check if the disbursement for the loan has been posted correctly. You can do this by reviewing the loan details in the SAP system to ensure that the disbursement transaction exists and is in the correct status.
  Post Disbursement: If the disbursement has not been posted, you will need to complete that step first. Ensure that all necessary documentation and approvals are in place before posting the disbursement.
  Check Loan Status: Ensure that the loan is in an appropriate status for processing a payoff. If the loan is not active or has not been fully set up, you may need to complete those steps first.
  Review Transaction Data: Double-check the data you are entering for the payoff transaction. Ensure that all required fields are filled out correctly and that you are referencing the correct loan or financial product.
  Consult Documentation: Refer to SAP documentation or user manuals specific to your organization’s implementation of SAP for any additional steps or requirements that may be necessary for processing payoffs.
  
  Related Information:
  
  Transaction Codes: Familiarize yourself with relevant transaction codes in SAP that pertain to loan management, disbursement, and payoff processing (e.g., FVD1 for loan creation, FVD2 for disbursement).
  User Roles and Permissions: Ensure that you have the necessary permissions to post disbursements and process payoffs in the SAP system.
  SAP Support: If the issue persists after verifying the above steps, consider reaching out to your SAP support team or consulting with an SAP expert for further assistance.
  
  By following these steps, you should be able to resolve the error and successfully process the payoff transaction.