How To Fix FVD_REPAY156 - &1 not permitted due to breach of product profile

SAP Error Message - Details

• Message type: E = Error

• Message class: FVD_REPAY - Messages for Payoff

• Message number: 156

• Message text: &1 not permitted due to breach of product profile

What causes this issue?

The product profile has been breached. As a result the business
operation needs to be released.
You are not permitted to activate or post the business operation
immediately.

System Response

The system issues an error message and will not allow you to continue with this transaction until the error is resolved.

How to fix this error?

Procedure for System Administrators

Error message extract from SAP system. Copyright SAP SE.

Smart SAP Assistant

• What is the cause and solution for SAP error message FVD_REPAY156 - &1 not permitted due to breach of product profile ?

  The SAP error message FVD_REPAY156 indicates that a specific action is not permitted due to a breach of the product profile associated with a financial transaction, typically in the context of loan repayment or financial services. This error often arises in the SAP Financial Services (FS) module, particularly in the area of loan management or treasury operations.
  Cause:
  The error occurs when a transaction (like a repayment) violates the rules defined in the product profile. This could be due to several reasons, including:
  
  
  Product Profile Restrictions: The product profile may have specific conditions or restrictions that are not being met by the transaction. For example, it may restrict early repayments, partial repayments, or repayments exceeding a certain amount.
  
  
  Transaction Parameters: The parameters of the transaction (like amount, date, or type) may not align with the conditions set in the product profile.
  
  
  Configuration Issues: There may be a misconfiguration in the product profile settings in the SAP system.
  
  
  Solution:
  To resolve the error, you can take the following steps:
  
  
  Review Product Profile: Check the product profile associated with the transaction. Look for any restrictions or conditions that may be causing the breach. This can be done through the SAP GUI by navigating to the relevant product profile settings.
  
  
  Adjust Transaction Parameters: If the transaction parameters (like amount or type of repayment) are not compliant with the product profile, adjust them accordingly. Ensure that the transaction adheres to the rules defined in the product profile.
  
  
  Consult Documentation: Refer to the SAP documentation or configuration guides related to the financial product in question. This can provide insights into the specific rules and restrictions that apply.
  
  
  Contact SAP Support: If you are unable to identify the cause or resolve the issue, consider reaching out to SAP support or your internal SAP team for assistance. They may have access to additional tools or logs that can help diagnose the problem.
  
  
  Testing: After making adjustments, test the transaction again to ensure that it processes without errors.
  
  
  Related Information:
  
  Transaction Codes: Familiarize yourself with relevant transaction codes in SAP that pertain to loan management and product profiles, such as FVD1 (Create Product) or FVD2 (Change Product).
  User Roles and Authorizations: Ensure that the user attempting the transaction has the necessary authorizations to perform actions related to the product profile.
  System Logs: Check system logs for any additional error messages or warnings that may provide more context about the issue.
  
  By following these steps, you should be able to identify the cause of the error and implement a solution to resolve it.