How To Fix FVD_REPAY096 - Repayment change has been deleted (loans repaid in full upon maturity)

SAP Error Message - Details

• Message type: E = Error

• Message class: FVD_REPAY - Messages for Payoff

• Message number: 096

• Message text: Repayment change has been deleted (loans repaid in full upon maturity)

What causes this issue?

A repayment change has been entered for a loan repaid in full on
maturity, even though this cannot be processed because there is no
repayment condition.

System Response

The repayment change has been removed automatically.

How to fix this error?

The system issues an error message and will not allow you to continue with this transaction until the error is resolved.

Procedure for System Administrators

Error message extract from SAP system. Copyright SAP SE.

Smart SAP Assistant

• What is the cause and solution for SAP error message FVD_REPAY096 - Repayment change has been deleted (loans repaid in full upon maturity) ?

  The SAP error message FVD_REPAY096 indicates that a repayment change has been deleted for loans that have been fully repaid upon maturity. This error typically arises in the context of financial transactions related to loan management within the SAP system, particularly in the Financial Services (FS) module.
  Cause:
  
  Loan Repayment Process: The error usually occurs when there is an attempt to process a repayment change for a loan that has already been fully repaid. This can happen if the system detects that the loan's status has changed, or if there are conflicting entries in the repayment schedule.
  Data Integrity Issues: There may be inconsistencies in the data related to the loan, such as changes made to the repayment terms or amounts that are not reflected correctly in the system.
  User Actions: A user may have inadvertently deleted or modified a repayment entry that is still required for processing.
  
  Solution:
  
  Check Loan Status: Verify the status of the loan in question. Ensure that it is indeed marked as fully repaid and that there are no pending transactions.
  Review Repayment Schedule: Look at the repayment schedule for the loan to confirm that all entries are correct and that there are no discrepancies.
  Recreate Deleted Entries: If a repayment change was deleted, you may need to recreate the necessary entries in the system to allow for proper processing.
  Consult Documentation: Refer to SAP documentation or user manuals for specific instructions on handling loan repayments and changes.
  Contact Support: If the issue persists, consider reaching out to your SAP support team or consulting with a financial services expert who is familiar with the SAP system.
  
  Related Information:
  
  Transaction Codes: Familiarize yourself with relevant transaction codes in SAP for loan management, such as FVD1 (Create Loan), FVD2 (Change Loan), and FVD3 (Display Loan).
  SAP Notes: Check for any SAP Notes related to this error message, as they may provide additional insights or patches that can resolve the issue.
  User Roles and Permissions: Ensure that the user attempting to make changes has the appropriate permissions to modify loan repayment details.
  
  By following these steps, you should be able to identify the root cause of the error and implement a solution to resolve it.