How To Fix FVD_REPAY092 - The net payoff amount has been adjusted to the available capital

SAP Error Message - Details

• Message type: E = Error

• Message class: FVD_REPAY - Messages for Payoff

• Message number: 092

• Message text: The net payoff amount has been adjusted to the available capital

What causes this issue?

The payoff amount has exceeded the available capital.

System Response

The payoff function has automatically adapted the payoff amount
downwards to suit the available capital.

How to fix this error?

The system issues an error message and will not allow you to continue with this transaction until the error is resolved.

Procedure for System Administrators

Error message extract from SAP system. Copyright SAP SE.

Smart SAP Assistant

• What is the cause and solution for SAP error message FVD_REPAY092 - The net payoff amount has been adjusted to the available capital ?

  The SAP error message FVD_REPAY092 indicates that the net payoff amount for a financial transaction has been adjusted to align with the available capital. This typically occurs in the context of loan repayments or financial settlements where the amount being paid back exceeds the available capital or funds.
  Cause:
  
  Insufficient Available Capital: The primary cause of this error is that the amount you are trying to repay exceeds the available capital in the system. This can happen if there are changes in the financial situation, such as unexpected expenses or lower-than-expected income.
  Configuration Issues: There may be configuration settings in the SAP system that limit the amount that can be repaid based on available capital.
  Data Entry Errors: Incorrect data entry during the transaction process can lead to discrepancies between the intended repayment amount and the available capital.
  
  Solution:
  
  Check Available Capital: Review the available capital in the system to ensure that it is sufficient to cover the repayment amount. You may need to adjust your repayment plan or the amount you intend to pay.
  Adjust Repayment Amount: If the available capital is indeed lower than the intended repayment, consider adjusting the repayment amount to match the available capital.
  Review Configuration Settings: If you suspect that the issue is related to system configuration, consult with your SAP administrator or financial team to review the settings related to loan repayments and available capital.
  Data Validation: Ensure that all data entered into the system is accurate and reflects the current financial situation. Correct any discrepancies that may have led to the error.
  Consult Documentation: Refer to SAP documentation or support resources for specific guidance on handling this error message.
  
  Related Information:
  
  Transaction Codes: Familiarize yourself with relevant transaction codes in SAP that pertain to loan management and financial transactions, such as FBL1N (Vendor Line Item Display) or FBL3N (G/L Account Line Item Display).
  SAP Notes: Check for any SAP Notes related to this error message for additional insights or patches that may address the issue.
  User Roles and Permissions: Ensure that the user attempting the transaction has the appropriate roles and permissions to execute the repayment.
  
  If the issue persists after following these steps, it may be beneficial to reach out to SAP support or your internal IT team for further assistance.