How To Fix FVD_REPAY054 - Repayment rate changed from &1 to &2

SAP Error Message - Details

• Message type: E = Error

• Message class: FVD_REPAY - Messages for Payoff

• Message number: 054

• Message text: Repayment rate changed from &1 to &2

What causes this issue?

Since the payoff was activated, the repayment rate defined as part of a
repayment change has been changed manually in the loan. If you delete
or reverse the payoff, this information may be lost, depending on
whether corresponding change documents are available.

System Response

The system issues an error message and will not allow you to continue with this transaction until the error is resolved.

How to fix this error?

Procedure for System Administrators

Error message extract from SAP system. Copyright SAP SE.

Smart SAP Assistant

• What is the cause and solution for SAP error message FVD_REPAY054 - Repayment rate changed from &1 to &2 ?

  The SAP error message FVD_REPAY054 indicates that there has been a change in the repayment rate for a financial transaction, specifically from one value (&1) to another value (&2). This message typically arises in the context of financial services, particularly in loan management or leasing scenarios within the SAP system.
  Cause:
  
  Manual Change: The repayment rate may have been manually changed by a user in the system.
  System Configuration: Changes in the configuration settings related to interest rates or repayment terms can lead to this error.
  Data Entry Error: Incorrect data entry during the creation or modification of a financial transaction can trigger this message.
  Contract Modifications: If there are modifications to the contract terms that affect the repayment rate, this message may appear.
  
  Solution:
  
  Review Changes: Check the transaction history to identify who made the change and why. This can help determine if the change was intentional or an error.
  Validate Configuration: Ensure that the configuration settings for repayment rates are correct and align with the business requirements.
  Correct Data Entry: If the change was due to incorrect data entry, correct the repayment rate in the system to reflect the intended value.
  Consult Documentation: Refer to the SAP documentation or help files for guidance on handling repayment rates and related transactions.
  User Training: If the issue is recurring due to user error, consider providing additional training to users on how to properly manage repayment rates.
  
  Related Information:
  
  Transaction Codes: Familiarize yourself with relevant transaction codes in SAP that pertain to loan management, such as FVD1 (Create Loan), FVD2 (Change Loan), and FVD3 (Display Loan).
  SAP Notes: Check for any SAP Notes related to this error message for potential patches or updates that may address the issue.
  Support: If the problem persists, consider reaching out to SAP support for further assistance, especially if it appears to be a system bug or requires deeper technical intervention.
  
  By following these steps, you should be able to address the FVD_REPAY054 error message effectively.