How To Fix FVD_MODEL044 - Maximum permitted term of &1 months is exceeded

SAP Error Message - Details

• Message type: E = Error

• Message class: FVD_MODEL - Model Calculation for Consumer Loan

• Message number: 044

• Message text: Maximum permitted term of &1 months is exceeded

Self-Explanatory Message

Since SAP believes that this specific error message is 'self-explanatory,' no more information has been given.The majority of messages in the SAP system have a message text, however this is frequently insufficient to comprehend or resolve the problem.

To make things easier, more detailed information is frequently added to describe the issue, how to fix it, and the necessary steps or configuration modifications.

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Smart SAP Assistant

• What is the cause and solution for SAP error message FVD_MODEL044 - Maximum permitted term of &1 months is exceeded ?

  The SAP error message FVD_MODEL044 indicates that the maximum permitted term for a financial product or contract has been exceeded. This error typically arises in the context of financial services, particularly when dealing with loan agreements, leasing contracts, or similar financial models in SAP.
  Cause:
  The error occurs when the term (duration) of a financial product exceeds the predefined limit set in the system. The term is usually defined in months, and the error message specifies the maximum allowed term (denoted by &1 in the message). This limit is often configured in the system based on business rules or regulatory requirements.
  Solution:
  To resolve this error, you can take the following steps:
  
  
  Check Configuration Settings:
  
  Review the configuration settings for the financial product in question. This can typically be found in the customizing settings of the SAP system (transaction code SPRO).
  Navigate to the relevant area for financial services or product configuration and check the maximum term settings.
  
  
  
  Adjust the Term:
  
  If the term of the contract or product you are trying to create or modify exceeds the maximum limit, consider adjusting the term to be within the allowed range.
  For example, if the maximum term is 60 months, ensure that the term you are entering does not exceed this value.
  
  
  
  Consult Documentation:
  
  Review any documentation related to the financial product to understand the rationale behind the maximum term limit. This may provide insights into whether the limit can be adjusted.
  
  
  
  Request Configuration Change:
  
  If there is a legitimate business need to increase the maximum term, you may need to work with your SAP configuration team or system administrator to request a change in the configuration settings.
  
  
  
  Testing:
  
  After making any changes, ensure to test the scenario again to confirm that the error has been resolved.
  
  
  
  Related Information:
  
  Transaction Codes: Familiarize yourself with relevant transaction codes such as SPRO (Customizing), FSP0 (Product Master), or others that may be relevant to your specific SAP module.
  SAP Notes: Check for any SAP Notes related to this error message for additional guidance or patches that may address the issue.
  User Roles: Ensure that you have the appropriate permissions to make changes to configuration settings or to create financial products.
  
  If the issue persists after following these steps, it may be beneficial to consult with your SAP support team or reach out to SAP support for further assistance.