How To Fix FVD_LOCAC089 - You cannot change the main loan partner

SAP Error Message - Details

• Message type: E = Error

• Message class: FVD_LOCAC - Messages for Loan Core Account

• Message number: 089

• Message text: You cannot change the main loan partner

What causes this issue?

You have tried to change the main borrower for a loan. This is not
possible, however, since the main borrower, which you specify when you
create a loan, remains the same over the whole term of the loan.
You can only change some of the main borrower's attributes, such as the
address, for example.

System Response

The system issues an error message and will not allow you to continue with this transaction until the error is resolved.

How to fix this error?

Procedure for System Administrators

Error message extract from SAP system. Copyright SAP SE.

Smart SAP Assistant

• What is the cause and solution for SAP error message FVD_LOCAC089 - You cannot change the main loan partner ?

  The SAP error message FVD_LOCAC089 indicates that you are trying to change the main loan partner in a loan contract, which is not allowed in the current configuration or status of the loan. This restriction is typically in place to maintain the integrity of financial data and relationships associated with the loan.
  Cause:
  
  Data Integrity: The main loan partner is a critical piece of information in loan contracts, and changing it could lead to inconsistencies in financial reporting and data integrity.
  Contract Status: The loan contract may be in a status that does not allow changes to the main loan partner (e.g., if the loan is already disbursed or in repayment).
  Configuration Settings: The system may be configured to prevent changes to certain key fields after a loan has been created or processed.
  
  Solution:
  
  Review Contract Status: Check the status of the loan contract. If it is in a status that does not allow changes, you may need to take specific actions to change the status (e.g., reversing a transaction).
  Consult Documentation: Review the SAP documentation or configuration settings related to loan management to understand the rules governing changes to loan partners.
  Use Alternative Methods: If changing the main loan partner is necessary, consider whether you can achieve your goal through other means, such as creating a new loan contract with the desired partner and transferring the balance.
  Contact Support: If you believe that the change should be allowed based on your business processes, consider reaching out to your SAP support team or consulting with an SAP expert to explore potential configuration changes or workarounds.
  
  Related Information:
  
  Transaction Codes: Familiarize yourself with relevant transaction codes in SAP for loan management, such as FVD1 (Create Loan), FVD2 (Change Loan), and FVD3 (Display Loan).
  User Roles and Authorizations: Ensure that you have the necessary authorizations to make changes to loan contracts.
  SAP Notes: Check for any SAP Notes related to this error message, as they may provide additional insights or solutions.
  
  By following these steps, you should be able to address the error message and understand the implications of changing the main loan partner in SAP.