Message type: E = Error
Message class:  FVD_LOAN - Messages for the Contract Object in the Business Operations 
Message number: 049
Message text: Partner: Insufficient authorization for standing instructions &1
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The SAP error message FVD_LOAN049 indicates that a user does not have sufficient authorization to perform actions related to standing instructions for a specific partner in the context of loan management or financial transactions. This error typically arises in the Financial Services (FS) module, particularly in the area of loan management.
Cause: The error is caused by a lack of necessary authorizations for the user trying to access or modify standing instructions for a partner (customer or vendor). This can happen due to: Missing Authorization Roles: The user may not have been assigned the appropriate roles that grant access to the required transactions. Authorization Object Restrictions: The authorization objects related to the financial transactions may not include the necessary permissions for the specific partner or transaction type. Profile Issues: The user profile may not be correctly configured to allow access to the standing instructions for the specified partner.
Solution: To resolve this error, you can take the
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