How To Fix FVD_DEBTTR004 - Borrower change not supported for loans taken

SAP Error Message - Details

• Message type: E = Error

• Message class: FVD_DEBTTR - Borrower Change Without Capital Transfer

• Message number: 004

• Message text: Borrower change not supported for loans taken

What causes this issue?

You cannot use the borrower change function in loans taken at present.

System Response

The system issues an error message and will not allow you to continue with this transaction until the error is resolved.

How to fix this error?

Execute the borrower change manually, reversing the loan process step
by step, or carry out a capital transfer.

Procedure for System Administrators

Error message extract from SAP system. Copyright SAP SE.

Smart SAP Assistant

• What is the cause and solution for SAP error message FVD_DEBTTR004 - Borrower change not supported for loans taken ?

  The SAP error message FVD_DEBTTR004 indicates that a borrower change is not supported for loans that have already been taken. This error typically arises in the context of financial transactions within the SAP system, particularly in modules related to loans and debt management.
  Cause:
  The error occurs when there is an attempt to change the borrower information for a loan that has already been disbursed or taken. In many financial systems, once a loan is processed and disbursed, certain attributes, such as the borrower, are locked to maintain the integrity of the transaction and ensure compliance with financial regulations.
  Solution:
  To resolve this error, consider the following steps:
  
  
  Verify Loan Status: Check the status of the loan in question. If the loan has already been disbursed, changing the borrower may not be allowed.
  
  
  Consult Documentation: Review the SAP documentation or configuration settings related to loan management to understand the rules governing borrower changes.
  
  
  Use Alternative Processes: If a borrower change is necessary, consider alternative processes such as:
  
  Creating a New Loan: If the borrower needs to be changed, you may need to create a new loan for the new borrower and close the existing loan.
  Loan Transfer: Some systems may allow for a loan transfer process, which may involve legal and financial considerations.
  
  
  
  Contact Support: If you believe that the borrower change should be allowed based on your business processes, contact your SAP support team or consult with a financial consultant who specializes in SAP to explore potential configuration changes or workarounds.
  
  
  Check for Customizations: If your organization has custom developments or enhancements in the SAP system, check if there are any specific rules or logic that prevent borrower changes.
  
  
  Related Information:
  
  SAP Notes: Look for relevant SAP Notes that may address this specific error or provide guidance on handling borrower changes.
  Transaction Codes: Familiarize yourself with transaction codes related to loan management (e.g., FVD1 for loan creation, FVD2 for loan changes) to navigate the system effectively.
  User Roles and Authorizations: Ensure that the user attempting to make the change has the necessary authorizations to perform such actions in the system.
  
  By following these steps, you should be able to address the FVD_DEBTTR004 error and understand the implications of borrower changes in your SAP environment.