How To Fix FVD_CAPTR728 - The target loan &1 does not fulfill the conditions for auto. adjustment

SAP Error Message - Details

• Message type: E = Error

• Message class: FVD_CAPTR - Messages for the Capital Transfer

• Message number: 728

• Message text: The target loan &1 does not fulfill the conditions for auto. adjustment

Text Automatic Adjustment Target Loan (Registration)
Use
You can also use an existing loan as a target loan. You can treat this
in the same way as a newly created loan, provided certain criteria have
been fulfilled. This is automatic adjustment.
The following conditions must be fulfilled for you to be able to
activate automatic adjustment:
The loan has a suitable entry status.
The loan does not have any postings (except for reversals).
The loan does not have any planned capital inflows.
If a loan is automatically adjusted, the origin indicator is set to
Capital Transfer and the capital amounts are adjusted. If the automatic
adjustment is removed again the origin indicator remains unchanged.

The system issues an error message and will not allow you to continue with this transaction until the error is resolved.

Error message extract from SAP system. Copyright SAP SE.

Smart SAP Assistant

• What is the cause and solution for SAP error message FVD_CAPTR728 - The target loan &1 does not fulfill the conditions for auto. adjustment ?

  The SAP error message FVD_CAPTR728 indicates that the target loan specified does not meet the necessary conditions for automatic adjustment. This error typically arises in the context of financial services, particularly in loan management or contract management within the SAP system.
  Cause:
  The error can occur due to several reasons, including but not limited to:
  
  Loan Conditions Not Met: The target loan may not meet specific criteria required for automatic adjustments, such as interest rates, payment schedules, or other contractual terms.
  Configuration Issues: There may be configuration settings in the SAP system that are not aligned with the requirements for automatic adjustments.
  Data Inconsistencies: There could be inconsistencies or missing data in the loan contract or related master data that prevent the system from processing the adjustment.
  Status of the Loan: The loan may be in a status that does not allow for automatic adjustments (e.g., closed, terminated, or in a special processing state).
  
  Solution:
  To resolve the error, you can take the following steps:
  
  Check Loan Conditions: Review the conditions of the target loan to ensure they meet the requirements for automatic adjustment. This includes checking interest rates, payment terms, and any other relevant parameters.
  Review Configuration Settings: Consult with your SAP configuration team to verify that the settings for automatic adjustments are correctly configured in the system.
  Validate Data: Ensure that all necessary data related to the loan is complete and accurate. This includes checking for any missing or incorrect entries in the loan master data.
  Check Loan Status: Verify the current status of the loan. If it is in a state that does not allow for adjustments, you may need to change its status or take appropriate actions to enable adjustments.
  Consult Documentation: Refer to SAP documentation or help resources for specific details regarding the error message and its implications.
  Contact SAP Support: If the issue persists after checking the above points, consider reaching out to SAP support for further assistance.
  
  Related Information:
  
  Transaction Codes: Familiarize yourself with relevant transaction codes in SAP that pertain to loan management, such as FVD1 (Create Loan), FVD2 (Change Loan), and FVD3 (Display Loan).
  SAP Notes: Check for any SAP Notes related to this error message, as they may provide additional insights or patches that can resolve the issue.
  User Forums: Engage with SAP user communities or forums where similar issues may have been discussed, and solutions shared.
  
  By following these steps, you should be able to identify the root cause of the error and implement a solution to resolve it.