How To Fix FVD_CAPTR078 - Borrower change without capital transfer has been entered for the loan

SAP Error Message - Details

• Message type: E = Error

• Message class: FVD_CAPTR - Messages for the Capital Transfer

• Message number: 078

• Message text: Borrower change without capital transfer has been entered for the loan

Self-Explanatory Message

Since SAP believes that this specific error message is 'self-explanatory,' no more information has been given.The majority of messages in the SAP system have a message text, however this is frequently insufficient to comprehend or resolve the problem.

To make things easier, more detailed information is frequently added to describe the issue, how to fix it, and the necessary steps or configuration modifications.

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Smart SAP Assistant

• What is the cause and solution for SAP error message FVD_CAPTR078 - Borrower change without capital transfer has been entered for the loan ?

  The SAP error message FVD_CAPTR078 indicates that there has been a change in the borrower for a loan without a corresponding capital transfer. This situation typically arises in the context of financial transactions and loan management within the SAP system, particularly in the Financial Services sector.
  Cause:
  
  Borrower Change: The borrower associated with a loan has been changed in the system.
  Missing Capital Transfer: The system expects that when a borrower is changed, there should also be a capital transfer to reflect the financial implications of this change. If the capital transfer is not executed or recorded, the system raises this error.
  
  Solution:
  To resolve the error, you can take the following steps:
  
  Check Loan Details: Review the loan details to confirm the borrower change and ensure that it is valid.
  Execute Capital Transfer: If the borrower change is legitimate, you need to perform a capital transfer. This can typically be done through the relevant transaction in SAP that handles capital transfers for loans.
  Review Configuration: Ensure that the system configuration allows for borrower changes without capital transfers if that is a business requirement. This may involve adjusting settings in the loan management module.
  Consult Documentation: Refer to SAP documentation or your organization's internal guidelines for handling borrower changes and capital transfers.
  Contact Support: If you are unable to resolve the issue, consider reaching out to your SAP support team or consulting with an SAP expert who can provide guidance based on your specific configuration and business processes.
  
  Related Information:
  
  Transaction Codes: Familiarize yourself with relevant transaction codes in SAP for loan management, such as those for changing borrower details or executing capital transfers.
  User Roles: Ensure that you have the necessary permissions to make changes to borrower information and execute capital transfers.
  Audit Trail: Check the audit trail or logs to see if there were any recent changes made to the loan that could have triggered this error.
  Testing: If changes are made to the configuration or processes, conduct thorough testing in a development or test environment before applying changes to the production system.
  
  By following these steps, you should be able to address the FVD_CAPTR078 error effectively.