How To Fix FTVV_MESSAGES643 - Total loan sum is larger than the application loan amount

SAP Error Message - Details

• Message type: E = Error

• Message class: FTVV_MESSAGES - Reporting Financial Assets Management

• Message number: 643

• Message text: Total loan sum is larger than the application loan amount

Self-Explanatory Message

Since SAP believes that this specific error message is 'self-explanatory,' no more information has been given.The majority of messages in the SAP system have a message text, however this is frequently insufficient to comprehend or resolve the problem.

To make things easier, more detailed information is frequently added to describe the issue, how to fix it, and the necessary steps or configuration modifications.

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Smart SAP Assistant

• What is the cause and solution for SAP error message FTVV_MESSAGES643 - Total loan sum is larger than the application loan amount ?

  The SAP error message FTVV_MESSAGES643 indicates that the total loan sum exceeds the loan amount specified in the application. This error typically occurs in the context of financial transactions, particularly in loan processing within SAP's Financial Services module.
  Cause:
  
  Data Entry Error: The total loan amount calculated or entered in the system may have been incorrectly inputted, leading to a mismatch with the application loan amount.
  Configuration Issues: There may be issues with the configuration of loan products or parameters that define the maximum allowable loan amounts.
  Calculation Errors: The system may be incorrectly calculating the total loan sum due to incorrect formulas or parameters set in the system.
  Multiple Loan Components: If the loan consists of multiple components (e.g., principal, interest, fees), the sum of these components may exceed the application amount.
  
  Solution:
  
  Verify Input Data: Check the loan application details to ensure that the loan amount entered matches the total loan sum calculated. Correct any discrepancies.
  Review Loan Configuration: Ensure that the loan product configuration in SAP is set up correctly, including limits and parameters that govern loan amounts.
  Check Calculation Logic: Review the calculation logic in the system to ensure that it is functioning as intended. This may involve checking custom code or configuration settings.
  Adjust Loan Components: If the loan consists of multiple components, ensure that their total does not exceed the application loan amount. Adjust the components as necessary.
  Consult Documentation: Refer to SAP documentation or help resources for specific guidance on handling this error message.
  
  Related Information:
  
  Transaction Codes: Familiarize yourself with relevant transaction codes in SAP that pertain to loan processing, such as FTR_EDIT for editing financial transactions.
  SAP Notes: Check SAP Notes for any known issues or patches related to this error message. SAP Notes can provide insights into specific bugs or configuration tips.
  User Roles and Authorizations: Ensure that the user has the necessary permissions to make changes to loan applications and configurations.
  Testing: After making adjustments, conduct thorough testing to ensure that the error does not recur and that the loan processing works as expected.
  
  If the issue persists after following these steps, it may be beneficial to consult with your SAP support team or a financial consultant who specializes in SAP Financial Services.