How To Fix F0428 - Bank details have not been entered, payment method &1 cannot be used

F0428 - Overview

• Message type: E = Error

• Message class: F0 - FI batch program messages

• Message number: 428

• Message text: Bank details have not been entered, payment method &1 cannot be used

What causes this issue?

Bank details have not been entered for the business partner, so the
selected payment method &V1& cannot be used (the payment method
requires bank details specifications).

System Response

Error message; the payment cannot be carried out.

How to fix this error?

Use another payment method or enter the bank details (in the master
record or in the document).

Error message extract from SAP system. Copyright SAP SE.

F0428 - Details

• The SAP error message F0428 ("Bank details have not been entered, payment method &1 cannot be used") typically occurs when you are trying to process a payment (such as a vendor payment) and the system cannot find the necessary bank details for the vendor or customer associated with the payment method you are using.
  
  Cause:
  
  Missing Bank Details: The vendor or customer master record does not have the required bank details entered.
  Incorrect Payment Method: The payment method you are trying to use requires bank details that are not available in the master record.
  
  Configuration Issues: The payment method may not be properly configured in the system to handle the specific transaction.
  
  
  Solution:
  
  
  Check Vendor/Customer Master Data:
  
  Go to the vendor or customer master record (transaction codes like XK03 for vendors or FD03 for customers).
  Ensure that the bank details are correctly entered in the relevant section (usually under the "Payment Transactions" tab).
  If bank details are missing, add