How To Fix 67_LOAN074 - Cash flow contains a negative repayment

SAP Error Message - Details

• Message type: E = Error

• Message class: 67_LOAN - Messages for Fin. Asset Management for Loans - Continued

• Message number: 074

• Message text: Cash flow contains a negative repayment

What causes this issue?

The cash flow contains a negative repayment amount. This can occur when
you have a condition item with the condition type "annuity repayment"
and the payment instalment you have entered is less than the interest
component determined by the system. The repayment can also be negative
if a disbursement or capital transfer increases the interest component
to such an extent that it exceeds the payment instalment entered.

How to fix this error?

Change the payment instalment or the corresponding interest condition
item in the contract conditions. In the case of a disbursement or
capital transfer, you can also reduce the value dated amount.

Error message extract from SAP system. Copyright SAP SE.

Smart SAP Assistant

• What is the cause and solution for SAP error message 67_LOAN074 - Cash flow contains a negative repayment ?

  The SAP error message 67_LOAN074 indicates that there is a cash flow entry in a loan or financial transaction that contains a negative repayment amount. This typically occurs in the context of loan management or financial accounting within SAP, where cash flows are expected to reflect the actual movement of funds.
  Cause:
  
  Incorrect Data Entry: A negative value may have been mistakenly entered for a repayment amount, which is not valid in the context of cash flows.
  Configuration Issues: The system configuration for loan management or cash flow processing may not be set up correctly, leading to unexpected negative values.
  Business Logic Errors: There may be a misunderstanding of how repayments should be recorded, leading to incorrect calculations or entries.
  Integration Issues: If the cash flow data is being pulled from another system or module, there may be discrepancies or errors in the data transfer.
  
  Solution:
  
  Review Data Entry: Check the specific cash flow entry that triggered the error. Ensure that all repayment amounts are entered correctly and that no negative values are present.
  Correct Configuration: If the issue is related to configuration, review the settings in the loan management module to ensure they align with business requirements.
  Adjust Business Processes: If the error stems from a misunderstanding of how repayments should be recorded, provide training or documentation to relevant staff.
  Data Validation: Implement validation checks in the system to prevent negative repayment entries from being saved in the future.
  Consult Documentation: Refer to SAP documentation or support resources for specific guidance on handling cash flow entries and repayments.
  
  Related Information:
  
  Transaction Codes: Familiarize yourself with relevant transaction codes in SAP for loan management, such as FTR_EDIT for editing financial transactions.
  SAP Notes: Check SAP Notes for any known issues or patches related to this error message.
  User Forums: Engage with SAP user communities or forums for insights from other users who may have encountered similar issues.
  Testing: After making corrections, conduct thorough testing to ensure that the issue is resolved and that no new errors are introduced.
  
  By addressing the root cause of the negative repayment entry and ensuring proper data handling and configuration, you can resolve the error and prevent it from occurring in the future.