How To Fix 67_LOAN015 - As a result of changes in the cash flow, repayments exceed payments due

SAP Error Message - Details

• Message type: E = Error

• Message class: 67_LOAN - Messages for Fin. Asset Management for Loans - Continued

• Message number: 015

• Message text: As a result of changes in the cash flow, repayments exceed payments due

What causes this issue?

The cash flow for the loan contains flows that have been changed
manually and fixed. These flows cannot be changed when the FI cash flow
is calculated. The unscheduled repayment you have entered and these
fixed flows result in a negative remaining balance.

How to fix this error?

Check the cash flow, in particular the planned flows that have been
changed manually, and make any necessary adjustments.

Error message extract from SAP system. Copyright SAP SE.

Smart SAP Assistant

• What is the cause and solution for SAP error message 67_LOAN015 - As a result of changes in the cash flow, repayments exceed payments due ?

  The SAP error message 67_LOAN015 indicates that there is an issue with the cash flow management related to loan repayments. Specifically, it suggests that the repayments for a loan exceed the payments that are due, which can occur due to various reasons such as changes in cash flow projections, incorrect loan terms, or misconfigured payment schedules.
  Cause:
  
  Cash Flow Changes: Changes in the expected cash inflows or outflows can lead to a situation where the repayments exceed the scheduled payments.
  Incorrect Loan Configuration: The loan terms may not be set up correctly, leading to discrepancies in expected payments.
  Payment Schedule Issues: The payment schedule may not align with the actual cash flow, causing an imbalance.
  Data Entry Errors: Manual errors in entering repayment amounts or schedules can also trigger this error.
  
  Solution:
  
  Review Cash Flow Projections: Check the cash flow projections to ensure they are accurate and reflect the current financial situation.
  Verify Loan Terms: Ensure that the loan terms, including interest rates, repayment schedules, and amounts, are correctly configured in the system.
  Adjust Payment Schedule: If necessary, adjust the payment schedule to align with the actual cash flow and repayment capabilities.
  Consult Documentation: Refer to SAP documentation or user manuals for specific guidance on handling this error.
  Contact Support: If the issue persists, consider reaching out to SAP support or your internal IT team for further assistance.
  
  Related Information:
  
  Transaction Codes: Familiarize yourself with relevant transaction codes in SAP that pertain to loan management and cash flow analysis.
  SAP Notes: Check for any SAP Notes related to this error message for patches or updates that may address the issue.
  User Forums: Engage with SAP user forums or communities where similar issues may have been discussed, providing insights or solutions from other users.
  
  By addressing the underlying causes and following the suggested solutions, you should be able to resolve the error message 67_LOAN015 effectively.