How To Fix FVD_CLI_CLOAN115 - Rate &1 is only permissible for the policyholder

SAP Error Message - Details

• Message type: E = Error

• Message class: FVD_CLI_CLOAN - Credit Life Insurance for Consumer Loan

• Message number: 115

• Message text: Rate &1 is only permissible for the policyholder

Self-Explanatory Message

Since SAP believes that this specific error message is 'self-explanatory,' no more information has been given.The majority of messages in the SAP system have a message text, however this is frequently insufficient to comprehend or resolve the problem.

To make things easier, more detailed information is frequently added to describe the issue, how to fix it, and the necessary steps or configuration modifications.

Unfortunately, there isn't any extra information in this error notice.

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Smart SAP Assistant

• What is the cause and solution for SAP error message FVD_CLI_CLOAN115 - Rate &1 is only permissible for the policyholder ?

  The SAP error message FVD_CLI_CLOAN115 typically occurs in the context of financial transactions, particularly when dealing with loans or insurance policies. The message indicates that a specific rate (denoted as &1) is only permissible for the policyholder, meaning that the rate being applied is not valid for the current context or user.
  Cause:
  
  Incorrect Rate Assignment: The rate being applied may be intended only for the policyholder and not for other parties involved in the transaction.
  User Role or Permissions: The user attempting to apply the rate may not have the necessary permissions or role to use that specific rate.
  Configuration Issues: There may be configuration settings in the SAP system that restrict the use of certain rates to specific user types or roles.
  Data Entry Errors: There could be an error in the data entry where the wrong rate is being selected or applied.
  
  Solution:
  
  Verify Rate Applicability: Check the rate being applied and ensure that it is indeed applicable to the user or entity involved in the transaction. If it is meant only for the policyholder, ensure that the correct user is being used.
  User Role Review: Review the user roles and permissions to ensure that the user has the necessary access to apply the rate. If not, consider adjusting the user’s role or permissions.
  Configuration Check: Consult with your SAP administrator or configuration team to review the settings related to rate assignments. Ensure that the configuration allows for the intended use of rates.
  Correct Data Entry: Double-check the data entry for any mistakes. Ensure that the correct rate is being selected based on the context of the transaction.
  Consult Documentation: Refer to SAP documentation or help resources for specific guidance on the error message and its implications.
  
  Related Information:
  
  SAP Notes: Check SAP Notes for any known issues or patches related to this error message. SAP Notes can provide insights into similar issues faced by other users and potential fixes.
  Transaction Codes: Familiarize yourself with relevant transaction codes that may help in troubleshooting or resolving the issue, such as those related to loan management or policy administration.
  Support Channels: If the issue persists, consider reaching out to SAP support or your internal IT support team for further assistance.
  
  By following these steps, you should be able to identify the cause of the error and implement a suitable solution.